HCS/440
August 8, 2011
Economic Issues Simulation Paper
health cargon can be perceived as bingle of the goods that consumers demand. Economics tells us that rational consumers make choices to maximize utility. stovepipe collins Health Plans was founded as a regional health maintenance system (HMO) in 1999. The health maintenance organization (HMO) provides health insurance and health care services to 100,000 groups and is looking for to increase this number. Castor Collins Health Plans Consumers can meliorate their well being by sacrificing a sm on the whole exchange agiotage to insure against the probability of a larger loss.
Constructit and E-Editors has approached Castor Collins for health insurance. Constructit has 1,000 employees and E-Editors has 1,600 employees. Neither one of these groups surrender employer insurance, which means all the employees are rendering for their own insurance. The employees of Constructit are willing to pay a maximum annual premium of $4,000 per person. The employees at E-Editor are willing to pay a maximum annual premium of $4,500 per person.
Castor Collins has two means that are suitable for these groups. primary one is Castor Standard, which does not cover preexisting medical conditions.
The second choice is Castoro heighten, which covers preexisting conditions. Helen Feuerman, the Chief Financial policeman suggested that risk can be lessoned by customizing Caster Enhanced to remove a few services that may guide high utilization. With everyone keeping revenues and risks in mind, Castor Standard, Castor Enhanced, and the customized plan which is Castor Enhance Minor that could be provided to these two groups.
Constructit has 550 manpower and 450 women employed from the age of 26 through 42. About 60 percent are married. Thirty-two percent of the people have a trifle visibleness that involves great physical activity, art object 25 percent have a work profile with moderate physical activity. The remaining 43 percent of the work place is...If you want to get a full essay, prepare it on our website: Orderessay
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